ISO Rating

The Insurance Service Organization (ISO) collects information on municipal fire-protection efforts in communities throughout the U.S. For each community, ISO analyzes relevant data and assigns a Public Protection Classification from 1 to 10. Class 1 generally represents superior property-fire protection; Class 10 indicates that the area’s fire-suppression program doesn’t meet ISO’s minimum criteria. The program provides an objective, countywide standard that helps fire departments like Whitefish plan and budget for personnel, training, equipment, and facilities.


The classification for properties within the City of Whitefish and the Whitefish Rural Fire Service Area is based on location. Properties within 5 miles of either of our fire stations are rated as a Class 5. Properties beyond 5 road miles of a station are rated as a Class 10.